thumb_up Advantages of the Platinum Mastercard® from Capital One

The Platinum Mastercard® is easy to apply for and use and offers a variety of convenient features, see some benefits below:

• done No annual fee: This means you can keep your card open and active without paying a yearly fee.
• done No security deposit: You don’t need to put down a deposit to open this card, making it accessible to people with all credit scores.
• done Automatic credit line reviews: You may be eligible for a credit limit increase in as little as 6 months of responsible use.
• done CreditWise: Get free access to your credit score and tools to help you monitor your credit profile.

thumb_down The Platinum Mastercard® from Capital One has a few disadvantages

Overall, the Platinum Mastercard® is a good option for people who are looking to build or rebuild their credit. It has no annual fee, no security deposit, and it offers a number of valuable benefits.

• close No rewards program: The Platinum Mastercard® does not offer any rewards for your purchases. If you are looking for a credit card that can help you earn rewards, you may want to consider another option.
• close Low credit limit: When you first open a Platinum Mastercard®, you may have a low credit limit. This is because Capital One is still building trust with you. However, you may be able to qualify for a higher credit limit over time with responsible use.

help Apply for the Platinum Mastercard® from Capital One

To apply for the Platinum Mastercard® from Capital One, you can follow these steps:

1. Go to the Capital One website and click on the “Credit Cards” tab.
2. Scroll down to the “Platinum Mastercard®” card and click on the “Apply Now” button.
3. Enter your personal information, such as your name, address, and date of birth.
4. Enter your employment and income information.
5. Review your application and submit it.