The Citi® / AAdvantage® Executive World Elite Mastercard offers an array of exclusive benefits, making it an exceptional choice for frequent travelers, especially those loyal to American Airlines. This premium credit card not only enhances your travel experience with complimentary Admirals Club® membership but also offers substantial rewards on everyday purchases.

One of the standout features of this card is the limited-time offer of earning 100,000 American Airlines AAdvantage® bonus miles after spending $10,000 in purchases within the first three months of account opening. Additionally, the card provides various travel protections, no foreign transaction fees, and significant savings on inflight purchases.

Key information about the Citi® / AAdvantage® Executive World Elite Mastercard card

The Citi® / AAdvantage® Executive World Elite Mastercard stands out as a premier choice for frequent travelers, particularly those loyal to American Airlines. With a robust suite of benefits, including complimentary Admirals Club® membership valued at up to $850, priority airport services, and significant rewards on eligible purchases like hotels and car rentals, this card caters to individuals seeking an elevated travel experience.

Its limited-time offer of 100,000 American Airlines AAdvantage® bonus miles, earned after spending $10,000 within the first three months, further enhances its appeal, making it a compelling option for those looking to maximize their travel rewards and enjoy exclusive perks.

How does the annual fee work?

The Citi® / AAdvantage® Executive World Elite Mastercard comes with a significant annual fee of $595. This fee reflects the premium nature of the card and the extensive benefits it offers, particularly for frequent travelers.

Unfortunately, there is no option to waive or reduce this annual fee. However, the value derived from benefits such as the complimentary Admirals Club® membership, which alone is valued at up to $850, can offset the cost for those who frequently utilize these services.

How is the credit limit determined?

The credit limit for the Citi® / AAdvantage® Executive World Elite Mastercard is determined based on a variety of factors, including your creditworthiness, income, and existing debt levels. Citi evaluates your credit history and financial situation to set a credit limit that aligns with your ability to manage credit responsibly.

Credit card benefits 

• Complimentary Admirals Club® membership: Enjoy access to Admirals Club® lounges worldwide, providing a relaxing space with complimentary drinks, snacks, Wi-Fi, and conference rooms.
• Global entry or TSA PreCheck® fee credit: Receive up to $100 in statement credit every four years for Global Entry or TSA PreCheck® application fees, expediting your airport security experience.
• Priority Airport services: Benefit from priority check-in, screening, and boarding when flying with American Airlines, ensuring a smoother travel experience.
• First checked bag free: Save up to $720 per round trip on domestic American Airlines itineraries for you and up to eight companions on the same reservation.
• Enhanced earning potential: Earn 10 AAdvantage® miles per $1 spent on eligible hotels and car rentals booked through aa.com, 4 miles per $1 on American Airlines purchases, and 1 mile per $1 on all other purchases.
• Loyalty points: Earn Loyalty Points to reach AAdvantage® status faster, with bonuses available for reaching certain thresholds.

Admirals Club® membership

The complimentary Admirals Club® membership is a highlight of the Citi® / AAdvantage® Executive World Elite Mastercard. This membership provides access to over 50 Admirals Club® lounges worldwide, where cardholders can enjoy a tranquil environment with complimentary amenities such as Wi-Fi, beverages, snacks, and access to conference rooms.

Disadvantages

• High annual fee: The $595 annual fee is substantial and may not be justified for infrequent travelers.
• Spending requirement for bonus miles: To earn the 100,000 bonus miles, you need to spend $10,000 within the first three months, which might be challenging for some cardholders.
• Limited use of certain benefits: Some benefits, such as Admirals Club® access, are mainly valuable for those who frequently travel with American Airlines.

High annual fee

The most significant disadvantage of the Citi® / AAdvantage® Executive World Elite Mastercard is its high annual fee of $595. This fee can be a considerable expense, particularly for cardholders who do not travel frequently enough to fully utilize the benefits. It is crucial to evaluate whether the travel perks and rewards offset this cost based on your individual travel habits and spending patterns.

Who can apply for this card?

To apply for the Citi® / AAdvantage® Executive World Elite Mastercard, applicants must meet certain eligibility criteria:

• Age requirement: Applicants must be at least 18 years old.
• Residency: The card is available to U.S. residents, excluding those in Puerto Rico and the U.S. Virgin Islands.
• Creditworthiness: A good to excellent credit score is typically required to be approved for this premium card.
• Income: While there is no specified minimum income requirement, a stable and sufficient income level helps in the approval process.

How to apply for the Citi® / AAdvantage® Executive World Elite Mastercard card

Via WebSite

To apply for the Citi® / AAdvantage® Executive World Elite Mastercard online, start by visiting the Citibank website through your preferred web browser. Once there, navigate to the credit cards section and locate the Citi® / AAdvantage® Executive World Elite Mastercard among the available options. Click on the card to access its detailed information, including features, benefits, fees, and the current introductory offer.

Next, locate and click on the “Apply Now” button prominently displayed on the card’s information page. This action will redirect you to the online application form specifically designed for the Citi® / AAdvantage® Executive World Elite Mastercard.

Proceed by filling out the application form with accurate personal information, including your full name, residential address, date of birth, Social Security Number (for U.S. residents), and employment details. Be prepared to provide your annual income and other financial information as requested.

Once the application form is completed, review the information for accuracy and submit it electronically to Citibank for processing. Upon submission, Citibank will assess your application based on factors such as your credit history, income level, and other financial criteria.

In-Branch

Applying for the Citi® / AAdvantage® Executive World Elite Mastercard through a Citibank branch provides a direct and personalized approach to initiating your application. Begin by locating a nearby Citibank branch using the branch locator tool on their official website or by contacting customer service for assistance.

Upon arrival at the branch, introduce yourself to a banking representative and express your interest in applying for the Citi® / AAdvantage® Executive World Elite Mastercard. The representative will guide you through the application process, which typically involves filling out a paper application form with your personal details such as full name, residential address, date of birth, Social Security Number (for U.S. residents), and employment information.

The banking representative will review the completed application form with you to ensure all information is accurate and complete. They will then submit the application on your behalf to Citibank’s credit card department for processing. During this time, Citibank will assess your application based on various factors, including your credit history, income level, and other financial considerations.